Tourists call Carlsbad paradise because of its beautiful beaches, exciting festivals, and outstanding attractions. You just call it home. It’s the place you chose to settle down in with your family and your kids. It’s the place of your fondest memories – again, it’s what you call home.
The current factors determining the economy are the government’s fiscal, monetary, trade, and regulatory policies. Small businesses will fare far better than large corporations during this down period. One reason is because small businesses are inherently more nimble. Secondly, smaller companies are not as often tied up in borrowing money and accruing monumental debt. More specifically in San Diego all transactions are trending toward all that is urban. San Diego is not spreading out like Los Angeles, but instead going vertical. Real estate witness experts Gary London, of The London Group Real Estate, appropriately calls this the “Manhattanization of San Diego”.
Banks, naturally, love to loan money to people with good credit. Unlike buying a car or getting a credit card, they are a bit more lenient when it comes to credit blemishes. This is because a house generally appreciates in value over time, thus becoming a powerful piece of collateral in and of itself. Therefore, there is less risk on the part of the bank. Even so, you’ll find it difficult to get a good mortgage without good credit. Know your credit score and make sure your credit reports accurately reflect your history.
Yes, it is absolutely critical to make sure your home is staged when taking photographs for the listing. Those pictures will appear online and they are responsible for getting people through the front door. You can’t get people through the door if they don’t like what they see online. So those pictures online are absolutely crucial.
If you want to feel a little better about real estate in your neighborhood check out these numbers and see how many people are looking for homes where you live.
I think 20% earnest money deposit does make you look like a strong buyer. I am sure the bank will do what it can to make this close on time. I would’ve gone with the normal NC 1%, but it is your money.
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